Page 9 2026 Animal Stories Lincoln Daily News February 2026 If someone does decide to opt for pet insurance, what company should they go with? What plan should they pick? What could the price look like? This task can be daunting, as a quick Google search for “pet insurance plans” comes back with articles from websites ranking what they claim to be the best plans, as well as other companies directing people to their website. There are dozens of pet insurance companies out there, including but certainly not limited to, ASPCA, Best Pets Insurance, Spot and Healthy Paws. Someone’s best bet for finding a company they can trust would simply be doing research. According to the website thetop10petinsurance.com, Lemonade, ASPCA, and Spot take the top three spots. The website USNews, on the other hand, lists their top three as ASPCA, Best Pets, and MetLife. Unless a person knows someone with pet insurance they like, taking the time to look through different companies and their plans is the only effective way to find a plan. What does pet insurance cost? According to Progressive, in 2023, illness and accident pet insurance averaged $56.30 per month for dogs and $31.94 for cats. Progressive also states that several factors go into determining the cost of insurance for animals. The pet's age, breed, and how much their owner is going to be reimbursed for medical expenses are all factors considered when determining the monthly cost of an insurance plan. Many companies offer free quotes to give potential customers a cost for their specific pet or pets. As for plans, however, they are customizable depending on what the pet owner wants. Some plans only cover accidents, and these plans tend to be on the cheaper side. Plans that cover vet bills would be an average plan, with things
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